Best health insurance is the one where you understand what the terms and conditions are. The problem is, a lot of people buy health insurance but they don't understand what is covered and what is not covered. That is the reason why they have complaints against these insurance policies. Health insurance is a requirement because it helps protect your wealth when you are hospitalized. Your wealth is protected because the insurance company pays your hospital bills. However, if you don't know what is covered, what are the terms and conditions, and what benefits are included and not included, then you will suffer. So spend some time to understand what are the terms and conditions and what makes your health insurance the best for you.